An Fear Rua - ATM`s

Mobile Version | Register | Login

Speak Out! - Other Topics

Notices

"Speak Out!" Home | Topic Listing | Post New Topic | Post Reply

Yesterday's HOT topics | Today's HOT topics

| Jump to:

Topic: ATM`s
imleach1 (662 Posts)	Posted: 02-Sep-2010 21:57	Quote Edit Delete Report Post Post Reply
imleach1 (662 Posts)	So Mr. D. Ahern is apparently suggesting that we now "pay" to withdraw OUR money from ATM`s. Further suggestions for his ilk: - charge for getting out of bed - charge for opening the bedroom door - charge for brushing our teeth - charge for sitting down at the breakfast table - charge for opening the front door - charge for breathing the air - charge for going to work The list could go on and on . . . .
a langer boy (2,578 Posts)	Posted: 02-Sep-2010 22:55	Quote Edit Delete Report Post Post Reply
a langer boy (2,578 Posts)	Could someone explain this latest Fianna fail logic? If they want the banks to charge for getting your own money from the ATM, then maybe we should all insist we be paid by our employers or by the State in cash, so we dont have to use the ATM. Am I losing the plot here, if they charge people will keep more cash in the home, thus increasing the risk of robberies etc. Ahern was speaking in the context of the 300,000 Tiger kidnap in Dublin and this was one of his solutions. Can some Fianna Failer or indeed anyone explain this logic?
dubliner 2 (10,823 Posts)	Posted: 02-Sep-2010 23:07	Quote Edit Delete Report Post Post Reply
dubliner 2 (10,823 Posts)	There`s no logic to it langer. Fianna Fail are intellectually dead. They are utterly worn out trying to solve the problems they create d. A decade at least on the back benches in order that humility might be acquired is badly needed. And it can`t come soon enough.
shambolic (641 Posts)	Posted: 02-Sep-2010 23:21	Quote Edit Delete Report Post Post Reply
shambolic (641 Posts)	Does the dimwit not know that the banks already charge for withdrawals from ATM`s or is it just another way for them to screw us to build up their reserves again?. Also the government screws us us for duty annually on said cards. Aaagggghhh
DavidO'Carlo/Wex (3,449 Posts)	Posted: 03-Sep-2010 00:12	Quote Edit Delete Report Post Post Reply
DavidO'Carlo/Wex (3,449 Posts)	Originally posted by shambolic: Does the dimwit not know that the banks already charge for withdrawals from ATM`s or is it just another way for them to screw us to build up their reserves again?. Also the government screws us us for duty annually on said cards. Aaagggghhh What`s the Credit Card Duty these days/? €40? Is there also an Annual Levy on Laser/Debit Cards? To me they`re the ondly charges for withdrawing money but I await correction. Alls I know is that my Bank don`t charge me for withdrawing money each time I do it & it`s been quite a while since they did. Maybe it`s Bank Policy? Or maybe it`s to do with satisfying either one or both conditions: 1 You perform at Least One Electronic Transaction Per Week/Quarter (E.G. Lodgment of Wages from Employer, Standing Order to ESB/Telecom Eireann/Bord Gais etc. & 2 You maintain a Balance of At Least X-Amount in your` Account (THINK it`s €500 ) . As for attempting to (re ) introduce ATM Charges in order to make us a more cashless society, owing to his` Governments` Mismanagment of the Economy I don`t think he`ll need to bother soon!
plain vanilla (394 Posts)	Posted: 03-Sep-2010 01:32	Quote Edit Delete Report Post Post Reply
plain vanilla (394 Posts)	Not saying i agree with the idea of having to pay to use an ATM, but it`s common in other countries for sure...Canada being one example that springs to mind. Might make people use their cards a little more instead of carrying cash?
massey ferguson (53 Posts)	Posted: 03-Sep-2010 02:48	Quote Edit Delete Report Post Post Reply
massey ferguson (53 Posts)	in nyc it costs between $2 and $5 to take money out of an atm not belonging to your own bank its a f**kin joke This message has been edited - 03-sep-2010 @ 02:49
arock (1,484 Posts)	Posted: 03-Sep-2010 08:18	Quote Edit Delete Report Post Post Reply
arock (1,484 Posts)	Originally posted by imleach1: So Mr. D. Ahern is apparently suggesting that we now "pay" to withdraw OUR money from ATM`s. Further suggestions for his ilk: - charge for getting out of bed - charge for opening the bedroom door - charge for brushing our teeth - charge for sitting down at the breakfast table - charge for opening the front door - charge for breathing the air - charge for going to work The list could go on and on . . . . Apparently this muppet believes if there is no cash there will be no crime! Its certainly a very novel way to tackle crime. Illogical but novel.
ballygowan (1,987 Posts)	Posted: 03-Sep-2010 08:51	Quote Edit Delete Report Post Post Reply
ballygowan (1,987 Posts)	Guys do you all lie underneath rocks? Loathe as I am to defend those cowboys in FF, but the over-reliance on cash in Ireland is of great benefit to the organised crime mob. There is no answer to tiger kidnappings.
irishmagic (1,944 Posts)	Posted: 03-Sep-2010 09:09	Quote Edit Delete Report Post Post Reply
irishmagic (1,944 Posts)	This is an absurd tax. Its a charge and has nothing to do with tiger kidnappings Over the last year i have withdran large sums of money principally becuase if I need to transfer from one bank to another it take 2 days by transfer and 5 days by cheque. Even a bank draft takes this long. Tax does not work. Incentivisation does. This is what i would do No tax on debit cards Force all retailers including Lidl to accept debit and credit cards Put a 5p charge oncash transactions above 20euro at all supermarkets ala the plastic bags. Now that would give direction. THe old will be used as an example sure they cant used these newfangled cards.....rubbish they have been around since 1980 so i think they are used to them by now.
offaly (5,633 Posts)	Posted: 03-Sep-2010 09:12	Quote Edit Delete Report Post Post Reply
offaly (5,633 Posts)	Originally posted by ballygowan: Guys do you all lie underneath rocks? Loathe as I am to defend those cowboys in FF, but the over-reliance on cash in Ireland is of great benefit to the organised crime mob. There is no answer to tiger kidnappings. The answer to the tiger kidnappings is for a few of the fellas who do the kidnappings to get killed by the guards in teh process of making the kidnappings
shambolic (641 Posts)	Posted: 03-Sep-2010 09:26	Quote Edit Delete Report Post Post Reply
shambolic (641 Posts)	Originally posted by DavidO`Carlo/Wex: What`s the Credit Card Duty these days/? €40? Is there also an Annual Levy on Laser/Debit Cards? To me they`re the ondly charges for withdrawing money but I await correction. Alls I know is that my Bank don`t charge me for withdrawing money each time I do it & it`s been quite a while since they did. Maybe it`s Bank Policy? Or maybe it`s to do with satisfying either one or both conditions: 1 You perform at Least One Electronic Transaction Per Week/Quarter (E.G. Lodgment of Wages from Employer, Standing Order to ESB/Telecom Eireann/Bord Gais etc. & 2 You maintain a Balance of At Least X-Amount in your` Account (THINK it`s €500 ) . As for attempting to (re ) introduce ATM Charges in order to make us a more cashless society, owing to his` Governments` Mismanagment of the Economy I don`t think he`ll need to bother soon! Most people have quarterly charges. It`s not so long ago that one bank (AIB? or NIB? ) was guilty of overcharging their customers, charging what they thought they could get away with on each customer. They are also unwilling to challenge the airlines, ticketmaster etc when they charge per ticket purchased and not per transaction on your credit card. This message has been edited - 03-sep-2010 @ 09:29
EastStand (6,332 Posts)	Posted: 03-Sep-2010 09:29	Quote Edit Delete Report Post Post Reply
EastStand (6,332 Posts)	Why is he trying to pull the wool over people`s eyes? Its not going to make any bloody difference whether or not people are charged for using ATMS - it just means they will take out larger sums of money which people will have to carry around with them and that plays into the hands of muggers. If the Guards were able to produce a few riddled bodies and banks stepped up their security for those working there, then this would not be such a problem.
limericklass (2,138 Posts)	Posted: 03-Sep-2010 09:45	Quote Edit Delete Report Post Post Reply
limericklass (2,138 Posts)	in the states, if using a bank atm that isnt ur bank, u can pay up to four dollars. if people need money, it wont stop them from drawing it out..,another bright idea from our beloved "leaders"
OD28 (1,133 Posts)	Posted: 03-Sep-2010 10:01	Quote Edit Delete Report Post Post Reply
OD28 (1,133 Posts)	Originally posted by ballygowan: Guys do you all lie underneath rocks? Loathe as I am to defend those cowboys in FF, but the over-reliance on cash in Ireland is of great benefit to the organised crime mob. There is no answer to tiger kidnappings. You are correct, the over-reliance on cash does encourage these sorts of robberies. However, introducing charges for ATMs won`t solve anything. Why? Paying by laser just takes too long for low-value, high-volume purchases like buying a sandwich, a newspaper or a pint. Go into a sandwich bar in Dublin city centre at lunchtime today, or any busy pub tonight, and imagine if everyone was paying by card, there`d be bedlam. So, if we still need cash, then people still need to use ATMS. if you introduce a charge, then people will just take out huge wads of cash rather than €40-60 at a time. The banks will still need the same amount of cash so risk of tiger kidnapping persists, but the incentive to mug people beside an ATM becomes greater! Typical FF reaction. charge people for it and hope for the best. I would expect more from Dermot Ahern, one of the few FF minister I have any regard for.
OD28 (1,133 Posts)	Posted: 03-Sep-2010 10:02	Quote Edit Delete Report Post Post Reply
OD28 (1,133 Posts)	PS if you`re still paying bank charges on a personal account, either per transaction or quarterly, you need your head examined.
maxximus (577 Posts)	Posted: 03-Sep-2010 13:42	Quote Edit Delete Report Post Post Reply
maxximus (577 Posts)	Originally posted by OD28: PS if you`re still paying bank charges on a personal account, either per transaction or quarterly, you need your head examined. OD i pay 10 euro a month to ulster bank for membership to U First which covers all admin charges on my account , this is my only charge from the bank , should i withdraw payment of this ???????????
Up da Crokes! (567 Posts)	Posted: 03-Sep-2010 14:05	Quote Edit Delete Report Post Post Reply
Up da Crokes! (567 Posts)	Originally posted by maxximus: OD i pay 10 euro a month to ulster bank for membership to U First which covers all admin charges on my account , this is my only charge from the bank , should i withdraw payment of this ??????????? No, you should change banks to one that does it for free. Shop around.
OD28 (1,133 Posts)	Posted: 03-Sep-2010 14:15	Quote Edit Delete Report Post Post Reply
OD28 (1,133 Posts)	Originally posted by maxximus: OD i pay 10 euro a month to ulster bank for membership to U First which covers all admin charges on my account , this is my only charge from the bank , should i withdraw payment of this ??????????? I have a UFirst account too, simply because it gives me a discount on my tracker rate mortgage, well worth the €10 per month. But I also have a regular Ulster current account which carries no fees. Would advise doing a check on the benefits you get from your UFirst account and then deciding if it`s worth holding onto.
dubliner 2 (10,823 Posts)	Posted: 03-Sep-2010 16:25	Quote Edit Delete Report Post Post Reply
dubliner 2 (10,823 Posts)	Originally posted by Up da Crokes!: No, you should change banks to one that does it for free. Shop around. I keep enough in the AIB account to ensure no fees.
rebelhorse (881 Posts)	Posted: 03-Sep-2010 16:56	Quote Edit Delete Report Post Post Reply
rebelhorse (881 Posts)	ye are missing the point, the FFers don`t care if we get mugged ,as long as the banks don`t get robbed. Plus ca change..
plain vanilla (394 Posts)	Posted: 04-Sep-2010 04:33	Quote Edit Delete Report Post Post Reply
plain vanilla (394 Posts)	Rebelhorse....i think the initial question was - how in the name of God do they expect us to pay to use an atm? It`s quite common in other countries....why has this become an anti-FF issue?
imleach1 (662 Posts)	Posted: 04-Sep-2010 20:59	Quote Edit Delete Report Post Post Reply
imleach1 (662 Posts)	Originally posted by plain vanilla: Rebelhorse....i think the initial question was - how in the name of God do they expect us to pay to use an atm? It`s quite common in other countries....why has this become an anti-FF issue? The issue is not anti-FF - the point is that Minister Ahern wants to extract more money from the public, on the pretence that it will prevent so called Tiger kidnappings. How could anybody with a scintilla of intelligence suggest such a ridiculous notion. Yet again, it shows how out of touch our politicians are with the people.
pooka delantero (73 Posts)	Posted: 05-Sep-2010 03:55	Quote Edit Delete Report Post Post Reply
pooka delantero (73 Posts)	this whole thing reminds me of what a bunch of lazy useless gimps we have for politicians. If they looked around at other countries they could find whatever is best practise and apply it in an irish context. Over here..Korea/Japan..people carry hardly any cash. Filling atms costs a lot more than doing everything electronicaly. Using a cash machine costs about 60 cents a go while there is a VAT rebate at the end of the year on all card purchases - something like 0.5%. It`s meant to keep money out of the black economy. To say it is slow is perhaps true with the techology used in Ireland but it is quite the opposite here. Hand over card, sign, electronically and your done done. I then get a text message receipt on my phone so I can stop any funny business immediately but it`s never happened. We could create a lot of jobs out of this by being the first anglophone country to do it properly and create stronger ties with more technologically advanced nations. Looking back at the smart card for the buses and trains it was obvious that we should have bought and converted other countries technology for a few million instead of wasting 50 million and having nothing but embarassment to show for it.

"Speak Out!" Home | Topic Listing | Post New Topic | Post Reply

	There are 10,277 members signed up to anfearrua.com
All times are Dublin, Ireland.	Always here... with the best in GAA discussion and comment!	© An Fear Rua, 2000 - 2026
Bookmark AFR \| Make AFR your home page	About Us \| Privacy Policy \| Terms of Use	[ Top of Page ]